WACHA - The Premier Payments Resource

PAR - Payment Advisory Resource

WACHA is a nonprofit 501(C)(6), membership-based organization which provides financial and business communities with electronic payments education and information. PAR/WACHA is recognized among the industry as a primary resource for questions, training and expertise for all payment needs.  PAR/WACHA supports not only with ACH payments, but Check, Card and Wire. Knowledge of all payment systems is critical in today’s environment as payments continue to converge and evolve. Let us assist you today, we’re here to help.

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Call or email (800) 453-1843 or info@wacha.org



Prepare for the AAP Exam with our AAP OFFER!

WACHA offers a special incentive package to individuals who want to take the AAP exam in October 2014. You will need certain publications for reference and study, as well as training sessions (see “AAP Publications” and “AAP Training Sessions” below) which cover information necessary to pass the AAP exam. Wouldn’t it also be helpful to have a study guide that told you what to expect and how to prepare for the exam? WACHA has developed the AAP Study Kit which provides useful tips, sample tests and quizzes– delivered electronically. AAP Test Prep Package Offer 


        Save the Date!

  August 18 & 19, 2014

Payments University is a unique learning experience that is not a conference or a symposium; this is a two-day training event filled with several topics in two tracks. Choose sessions from either track to fit your own learning needs. Return each year to refresh your payments knowledge as the rules change. Learn More...  

The Mark of Excellence

WACHA, is a direct member of the National ACH Association (NACHA), a specially recognized and licensed provider of ACH education, publications and support. WACHA is also directly engaged in the NACHA rulemaking process and the Accredited ACH Professional program. Look for the Mark of Excellence, it's our promise of truth and consistency.Nacha2

Latest News

Identifying Third Party Senders

NEW!!! Service Provided by PAR

Payment Advisory Resource has started to offer a new service as part of our on-site consulting. Our staff is now offering to work with your ACH department to assist you in identifying Third Party Senders within your ACH origination portfolio.

Put in the Spotlight ...

Regulators and Cybersecurity

In light of the increasing volume of cyber threats, Banking Regulators are placing financial institution cybersecurity under greater scrutiny. In the past few months, there has been new emphasis on security frameworks at financial institutions. The National Institute of Standards and Technology (NIST), the Comptroller of the Currency (OCC), and the Federal Financial Institutions Examination Council (FFIEC) have all released information on the magnitude of the issue.

Proof of Authorization for Non-Consumer Entries

Effective | SEPTEMBER 19, 2014

Under the current Rules, Receiving Depository Financial Institutions (RDFIs) are not permitted to request proof of authorization for Corporate Credit or Debit (CCD), Corporate Trade Exchange (CTX) and International ACH Transaction (IAT) entries to Non-Consumer Accounts, even in cases in which their Receivers, such as small businesses, have unauthorized debit entries to their accounts from Originators with which they have no existing relationships.

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Upcoming Events

 July 2014 
July 30, 2014

ODFI Roles and Responsibilities

Full Day In-Person

WACHA | W177N9856 Rivercrest Dr., Suite 105 | Germantown, WI 53022

August 6, 2014

Navigating and Tabbing Your ACH Rule Book

Full Day In-Person

WACHA | W177N9856 Rivercrest Dr., Suite 105 | Germantown, WI 53022

August 13, 2014

Government Payments Overview

Full Day In-Person

WACHA | W177N9856 Rivercrest Dr., Suite 105 | Germantown, WI 53022

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