WACHA - The Premier Payments Resource

PAR - Payment Advisory Resource

WACHA is a nonprofit 501(C)(6), membership-based organization which provides financial and business communities with electronic payments education and information. PAR/WACHA is recognized among the industry as a primary resource for questions, training and expertise for all payment needs.  PAR/WACHA supports not only with ACH payments, but Check, Card and Wire. Knowledge of all payment systems is critical in today’s environment as payments continue to converge and evolve. Let us assist you today, we’re here to help.

Learn More…

Call or email (800) 453-1843 or info@wacha.org



Prepare for the AAP Exam with our AAP OFFER!

WACHA offers a special incentive package to individuals who want to take the AAP exam in October 2014. You will need certain publications for reference and study, as well as training sessions (see “AAP Publications” and “AAP Training Sessions” below) which cover information necessary to pass the AAP exam. Wouldn’t it also be helpful to have a study guide that told you what to expect and how to prepare for the exam? WACHA has developed the AAP Study Kit which provides useful tips, sample tests and quizzes– delivered electronically. AAP Test Prep Package Offer 


The Mark of Excellence

WACHA, is a direct member of the National ACH Association (NACHA), a specially recognized and licensed provider of ACH education, publications and support. WACHA is also directly engaged in the NACHA rulemaking process and the Accredited ACH Professional program. Look for the Mark of Excellence, it's our promise of truth and consistency.Nacha Direct

Latest News

Increased Social Engineering Attempts

Target: Corporate Accounts

The Payments Industry is showing increased Social Engineering scheme on corporate account emails, calls and fraudulent invoices, purportedly from their trading partners.

Identifying Third Party Senders

NEW!!! Service Provided by PAR

Payment Advisory Resource has started to offer a new service as part of our on-site consulting. Our staff is now offering to work with your ACH department to assist you in identifying Third Party Senders within your ACH origination portfolio.

Put in the Spotlight ...

Regulators and Cybersecurity

In light of the increasing volume of cyber threats, Banking Regulators are placing financial institution cybersecurity under greater scrutiny. In the past few months, there has been new emphasis on security frameworks at financial institutions. The National Institute of Standards and Technology (NIST), the Comptroller of the Currency (OCC), and the Federal Financial Institutions Examination Council (FFIEC) have all released information on the magnitude of the issue.

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Upcoming Events

 August 2014 
  • Fraud Day

    Full Day In-Person

    Kalahari Resort | 1305 Kalahari Dr. Wisconsin Dells, WI

  • File Formats

    Half Day In-Person

    WACHA | W177N9856 Rivercrest Dr., Suite 105 | Germantown, WI 53022

August 26, 2014

Advanced Exceptions with IAT


August 27, 2014

File Formats

Half Day In-Person

WACHA | W177N9856 Rivercrest Dr., Suite 105 | Germantown, WI 53022

August 28, 2014

Risky Business

Free Webinar - hosted by Argos Risk

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